AFL Latest News
  • Autotrac Finance Limited (“AFL”), a 100 % owned subsidiary of International Tractors Limited . |
  • Autotrac Finance Limited (“AFL”) is rated AA+ by ICRA. |
  • New sheme launch for retail tractor loan. |
Retail Funding

Retail Tractor Loan

A tractor is a mark of prosperity for rural households. We help farmers in owning a tractor. We provide easy lending option, we assure every customer of best deals. We provide customized payments schedule matching the crop pattern. So when it comes to harvest more, our customers will be surely happy with all the benefits.



Salient Features of Retail Funding

  • Various plans are available, and each can be customised to match customer requirements.
  • There are no restrictions on the mode of payment.
  • Payments cycles matches crop pattern.
  • The EMI period can range from 12 months up to 60 months.
  • Maximum LTV can be 95 %
  • Easy documentation process
  • The rate of interest is minimal and reasonable. No extra or undercover charges are involved.
  • All transactions are transparent. You will get an SMS update at each step.


Loan criteria

  • Applicant and co applicant age should be between 18 years and 60 year.
  • One ID proof and one address proof.
  • No default track in Cibil
  • Repayment mode -banking through NACH